我在房版的首贴－－悬赏请教：继续租房还是买房？买什么样的房？

wallyy

原帖由 十年移民路_ 于 2007-2-4 21:26 发表
+ n4 _/ D9 w8 r/ z! [现状是：价位低的房子（Townhouse）走得比较快，但是高价位35万以上的房子几乎无人敢问津了。这说明了什么？很简单，市场的购买力已经非常有限了，剩下的那些没买房的人真的已经买不起房子了
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0 m0 f* l& [6 Z* e$ i4 w% I8 l. y三十万算不 ...

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; R1 l( ~9 K( N( T7 d7 b在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房租涨价的各项具体措施。另外，为了不使爱城变成FORT MCMURRY的翻版，省政府在45天以后会宣布一项解决爱城高房价的具体措施。以上信息是本人这两天听本地新闻所得，请大家核实后取阅。

闲着也是闲着

原帖由 wallyy 于 2007-2-5 10:50 发表
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$ T9 a9 j" t1 l4 H/ m. [在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

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提供本地新闻，这个消息对大家还是很有参考意义的，如果政府控制价格，市场会有新的变动。

在家闲着

The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons of money, if you buy a house, you are donating money to them. If you have too much money, you can do that, if not, you need to think about it carefully.

Renting is a much better option for you, it is cheaper. Try to save money now and wait for a couple of years, if prices drop significantly, then you can buy. Otherwise you may want to move other cities.
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Especially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.

There is no difference in terms of life quality between renting a house or owning a house. A house is just a place for you to live no matter you own it or rent it. The benefit to own a house is you can build equity from it. After 100% price increase in the recent years, I don't expect to get 10% increase annualy.
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9 }2 T/ o1 X2 u1 ?9 I6 YAgree!

醉酒当歌

原帖由 在家闲着 于 2007-2-6 01:04 发表
( K3 X" {0 h  [8 Q/ B' Z: y# g4 wThe house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...

BaiLing

原帖由 在家闲着 于 2007-2-6 01:04 发表
The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...

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CANDYMAN

原帖由 wallyy 于 2007-2-5 10:50 发表
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3 N, x5 b* K$ @在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

: l1 y4 R3 n6 W- HIf the goverment put controls over the market, it will for sure reduce the risk of market crash, that means the price will keep going up--slowly, but up, for a while yet.
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1 X. P5 A$ t" Z  }4 jLZ, buy it now, but your need to do a lot of research in this market, safe bet would be: find a fix-upper in a good area.

zepher

FYI
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I lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
3 p* {  x* d% d  _0 T3 Emuch you may spend per month on roughly $250K Mortgage:

2 C2 h! L  K& Y0 z7 k* JMortgage/Month + property tax: $1700
7 M) p& K( |' p6 b( j' q' B+ _3 \Utility (gas+electricity+water): $300/M, day:21 degree C Night: 19 degree C

2 A! a4 h# G: dOther expenses you may consider once you have a house:
+ h' ^% I2 X# l, W. x8 HClosing cost (lawyer fee+inspection): $1000
# t: ?1 V3 ?  J9 J5 SFurniture at Brick/Leon's level for two bedroom, one living room, one family room: $6K (Low level)
+ T  X- P8 I! ^2 u0 h& H0 b/ HGarden & Lawn tools: roughly $200 last summer. need to buy much more this summer
1 n. y* g% i- j# l6 P& uMy neighbour said it cost her roughly $300 per summer for flower bed.

I am also planning to put side at least $500/M for home maintence and improvement.
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In a word, you will have much more unexpected expesnes once you have a house. It is similar as buying a
( D9 t' v7 @6 E$ w/ N car instead of taking a bus. But you will also have much more fun to enjoy.
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& y$ a) v3 J1 t& ~( Z[ 本帖最后由 zepher 于 2007-2-7 17:41 编辑 ]

wallyy

谢谢蓝百合送的鲜花！真好玩！真高兴！
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* X4 H3 O+ J$ H  `( r[ 本帖最后由 wallyy 于 2007-2-8 10:46 编辑 ]

蓝百合

原帖由 疯青羊 于 2007-2-4 23:08 发表
如果只住两年左右不要买房了
房价即使涨也有限了
买卖房子也是很烦心的事
我也不觉得你买个house生活质量能提高多少
你现在住michener park吧？那个地方位置多好啊
买个房子麻烦事多着呢
水电用的不随心所欲，暖气烧得也让人心疼
我还真没见过有中国人家烧得比michener park暖和的

是呀。而且Michener Park可能是老年中国人最集中的地方。老人在这儿不孤单。

蓝百合

原帖由 在家闲着 于 2007-2-6 01:04 发表
+ l2 I& ]6 Y3 M, w* l0 f* X- AEspecially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.

蓝百合

原帖由 zepher 于 2007-2-7 17:38 发表
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- T6 y1 Q$ y  S& k( T2 TI lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
much you may spend per month on roughly $250K Mortgage:
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% |- p( G" p: o" EMortgage/Month + property ...

, q+ L% m, @6 D5 [2 \0 S 非常感谢你提供的信息。

adamsloan

这么贵的房子啊～～～