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What to do if you are in a car accident+ c. u6 v' y3 w, g4 l _! W7 d
- a8 F* L7 J [- |3 LStep1. If possible, stop your car in a safe and visible place. If a car 3 c, b; L7 D% f( T* u$ r9 T
cannot be moved, turn on the hazard lights. Turn off the
7 \8 S' p& T i3 O; _; [1 |; h ignition. Be careful when exiting your car.2 @4 w- I$ e, \6 }$ h. g7 }
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Step2. Determine if anyone is injured. Do not move an injured person.. B& F. r' s( w$ }/ g
. r) r; M! i" |! [Step3. Call 911 for the police and ambulance (if needed) immediately. 9 a. d$ h1 Y7 K, `: z
Report any injuries.
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/ E( C. `# N% J0 CStep4. If another vehicle is involved, get the car’s year, make, model % L# D6 c3 |, }# n) I; \
and license plate number; the driver’s name, address and license* ~% i' @' @+ i- o
number; and the name of his or her insurance company. If the ! i4 a5 a2 C( s0 F' M3 \
driver does not own the car, get the name of the car’s owner. & |) m1 q3 h4 L2 R
Write down names and addresses of other passengers or
4 p" _0 A" F- O! r witnesses. If you have a camera take pictures of the accident ) q9 x9 k+ Q# ~" f4 a. ~& B
scene., v' l: [/ q: E+ u
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Step5. The police officer will give you a copy of the collision report.) I; M O( g3 {9 _
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Step6. Cooperate with the police, but do not admit guilt for the 7 E q+ ]% E* }
accident in any way. You may be required to show proof of 0 u) C [2 d2 x0 m; G
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
5 p, E. v8 L, K# J accepting money, you may give up your right to file a claim
+ P6 p5 [/ g1 L0 M$ ^ against the other driver, even if the damages turn out to be; Y: X: A, B- g( ~
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see. O6 Z: l+ [, I4 f
later that there were hidden damages or injuries. The other
3 C9 |$ w4 P( x8 d2 o person may even file a lawsuit against you.8 n" t- r; i4 m z, v7 ?1 {
- p0 b- ?4 f" {6 \# W% pStep9. Write an account of what happened: time of day, weather,
' s' C0 r- n) v/ J1 }, ?+ U* k$ c3 R Y hazards, road conditions and driving speed. Draw a picture of
& I9 b$ P4 Q- Z. a V+ ^/ b the site, showing stop signs, signal lights, etc. Try to measure - n0 |5 [7 n9 [; A
skid marks and determine the point of impact. Note any damage
. t7 E5 _" U0 L4 d2 V& v already on other cars involved. If a camera is available, take 3 U4 o9 k0 y4 h
pictures of the accident.2 c- O; e) X% u+ a. k% t( B
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Step10. Report the accident to your insurance agent or insurance
! a# J( @- x: A# ? company as soon as possible. Call a lawyer Bruce King, to discuss- T3 n0 b6 b2 q" P
your accident.& h% z/ H, M) y% R0 P
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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