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What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
; k% Z; c, D% ?% c. i. t0 j2 s$ [' X/ p; [ cannot be moved, turn on the hazard lights. Turn off the
/ u: Q- a# ^+ R5 Y ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
" T. J, Z6 l7 {' T0 p! i Report any injuries.2 k" w9 k; p. \6 |
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Step4. If another vehicle is involved, get the car’s year, make, model * H7 e6 N( A( p# F- y! U
and license plate number; the driver’s name, address and license
0 l3 U% A, s4 K, V number; and the name of his or her insurance company. If the ! q8 q5 A: H7 b& t- u8 N0 X" }
driver does not own the car, get the name of the car’s owner.
( B+ r4 }5 w& Z& J Write down names and addresses of other passengers or
8 ]" D/ T/ x1 m) W) S0 X8 v8 c" J witnesses. If you have a camera take pictures of the accident ! |0 L& T. x3 M% Z0 k3 m8 I) e
scene.
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, [- e: U; b ?+ M$ F' p+ aStep5. The police officer will give you a copy of the collision report.
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( }- S& }+ d! J7 J' {! z- oStep6. Cooperate with the police, but do not admit guilt for the
# l( t3 ?8 G/ N0 W: o" t: H, L accident in any way. You may be required to show proof of
; U( z' _" _5 Q( Z. B; o4 E insurance, but do not reveal how much coverage you have., D- j' ^5 c/ S: b. x
+ w) {1 P: B: e! @" E) N" @Step7. Do not accept any money the other driver may offer. By
O W( p" ]7 L* y accepting money, you may give up your right to file a claim $ ^6 s+ `$ B1 _
against the other driver, even if the damages turn out to be
) S4 d" ?4 O# r4 @" Y more extensive than you first thought.
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* P" ~( F \, x9 @* @- ?* pStep8. Do not agree to forget about a minor accident. You may see z J3 S& b h3 Q/ \& U/ }! b
later that there were hidden damages or injuries. The other
* S. T# V) w7 |: T person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
! p, K) Q3 h" L1 F6 m% f hazards, road conditions and driving speed. Draw a picture of
$ o' `) v5 P9 ]" v9 Q the site, showing stop signs, signal lights, etc. Try to measure
- |: L b% @+ u4 S5 m+ n B5 g5 [ skid marks and determine the point of impact. Note any damage
+ S1 z' u) A' {7 ]# ?6 G' ?) U: X7 r5 n' b already on other cars involved. If a camera is available, take
, S% e4 ~0 L3 D pictures of the accident.3 k) |9 W: a+ t% O8 B: v
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Step10. Report the accident to your insurance agent or insurance 0 f! S4 d7 z( O+ g, f/ [
company as soon as possible. Call a lawyer Bruce King, to discuss- j' s( A) r% B/ L. z1 Z
your accident.! B4 P1 Q8 k8 F4 k# S& `
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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