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What to do if you are in a car accident! h5 {7 C+ B1 c( l- ]8 z+ f
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Step1. If possible, stop your car in a safe and visible place. If a car
7 D- S3 @5 V: g cannot be moved, turn on the hazard lights. Turn off the
6 d3 T) i) H0 a$ T- o ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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" F Y5 o2 ]7 R; p0 iStep3. Call 911 for the police and ambulance (if needed) immediately.
. M( u5 k& t* }2 A# ]) x! a Report any injuries.0 M# a& i- J9 @1 @
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Step4. If another vehicle is involved, get the car’s year, make, model & V; A; [' S) `2 c1 f
and license plate number; the driver’s name, address and license7 Q. `0 y0 Q3 ?& Z; {/ G+ y+ u" ?
number; and the name of his or her insurance company. If the & m9 u. e8 ^% b) k9 x# Y) V9 ]
driver does not own the car, get the name of the car’s owner. 0 b( q" H# T% L9 A2 |. H) f" g
Write down names and addresses of other passengers or
3 P( I! H( D w* h0 i+ P witnesses. If you have a camera take pictures of the accident . d' [: e: i$ _8 |4 n u( M
scene.
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% N N% Q! @7 _$ i$ kStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 7 {* n2 U& _( _) z
accident in any way. You may be required to show proof of
% J, T. e+ E2 _& z, n0 ]/ D insurance, but do not reveal how much coverage you have.& p, A- Y0 z& ~* w1 V" A7 D5 v
- b$ Y! }8 X2 Y" kStep7. Do not accept any money the other driver may offer. By
) r$ C, g1 z& v6 I. a; Z4 O; m+ T accepting money, you may give up your right to file a claim
( L0 f) ~3 _; B0 G. j against the other driver, even if the damages turn out to be
9 J* N$ \* k+ w more extensive than you first thought.
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& o8 }) s6 V; x; eStep8. Do not agree to forget about a minor accident. You may see
2 ^2 Y. H ~2 X0 T% D later that there were hidden damages or injuries. The other
+ {% P& X0 c" Y- N. x( _% K- ? person may even file a lawsuit against you.
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. Q- T; G4 D! p, W- ~% n( QStep9. Write an account of what happened: time of day, weather,
& G% a& X/ I2 R hazards, road conditions and driving speed. Draw a picture of $ K8 H$ u8 I' [- X, m- J" i, H
the site, showing stop signs, signal lights, etc. Try to measure ( E w- a- \6 D" B
skid marks and determine the point of impact. Note any damage# `" K& X; v6 J+ Z
already on other cars involved. If a camera is available, take
1 O6 o0 ?6 L8 { pictures of the accident.* q- n1 k/ l F+ P7 q
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Step10. Report the accident to your insurance agent or insurance
9 C, U d& p# J- p8 w3 ^1 Q company as soon as possible. Call a lawyer Bruce King, to discuss
& H( m9 z5 W$ u& | your accident.+ o# ~* @2 x; o+ O
( X$ o% o* d6 _6 P4 `[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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